California State Teachers’ 退休 System is a defined benefit program and is mandatory for all full-time faculty and educational administrators. The District and the employee contribute to CalSTRS.
教师: myCalSTRS – Manage Your Account
California Public Employees 退休 System is a defined benefit program. All full-time classified and part-time classified employees meeting the eligibility requirements are enrolled in the miscellaneous employees plan. The District and the employee contribute to CalPERS.
工作人员: myCalPERS – Manage Your Account
Kaiser and United健康Care
HMO (健康 Maintenance Organization)
Subscribers may choose either Kaiser or United健康Care. Subscribers are required to select a primary care physician who provides or coordinates health care services. Depending on your HMO plan selection, there is a $10.00 to $20.00次共付.
PPO (Preferred Provider Option)
PPO service offered by United健康care. For PPO there is a guaranteed payment to doctors (90-70% of Negotiated Rates paid by United健康care, 10-30% paid by employee) with a $350 deductible per person/$700 per family per calendar year.
- Kaiser members receive their Rx benefits (in person or online via home delivery) through Kaiser Pharmacies with a $10 co-pay.
- UHC members get their Rx benefits through 表达的脚本. Copay and coinsurance amounts are based on where the prescription is filled. 最低的共付费用, utilize an 表达的脚本 Advantage Network (EAN) pharmacy or a Smart90 pharmacy. Short-term prescriptions are $25 co-pay for Preferred Brand Name, Non-Preferred Brand Name co-pay 50% ($40 minimum – $80 maximum), and Generic co-pay $10 at participating pharmacies for a 30-day supply. Maintenance prescriptions are $20 co-pay for Preferred Brand Name, Non-Preferred Brand Name are 50% co-pay ($80 minimum – $350 maximum), and Generic drugs are $20 co-pay for a 90-day supply.
- Delta 牙科 Plan of California (PPO)
Deductible of $50 per person/$150 per family per calendar year for in-network and $100 per person/$300 per family per calendar year for out-of-network. The maximum paid per calendar year is $2,000 per person for DPO Providers and $1,500 per person for Non-DPO Providers. In-network dentists are covered for 100% of approved basic, diagnostic and preventive benefits. Out-of-network dentists are covered for 80% of Delta approved fees.
- 愿景 Service Plan (VSP)
VSP benefits allow a Well愿景 Exam every 12 months with lenses and frames every 12 months, 如果需要. The VSP is a preferred provider plan and their services are guaranteed, if provider eye doctors are utilized. There is a $25 co-pay per calendar year. Co-pay does not apply to contacts. Lesser amounts are paid if non-VSP providers are used.
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Employee Assistance Program and Mental 健康
Confidential support through the Employee Assistance Program (EAP) and WorkLife Services Benefit to achieve a better work-life balance. When you call, a specialist will listen to your needs and connect you to the appropriate resources. Initial consultations are free, co-pays may apply depending on the medical insurance plan.
- Optum健康 (Behavioral Solutions of California)
- Securian Financial Group
Minnesota 人寿保险 Company administered by Ochs, Inc.
A $20,000 人寿保险/$20,000 Accidental Death & Dismemberment plan is included in the District’s benefit package. The policy is in effect as long as the employee is an active, benefit eligible employee. The benefit amount is automatically reduced to $13,000 once a current employee reaches age 70 and $10,75岁时. Classified employees who work less than 20 hours per week, and persons employed in short-term assignments are not eligible for the group life insurance benefit.
Supplemental Life, Accident and Disability Insurance
- American Fidelity Assurance Company
909-941-1175 (Ontario Office)
Please contact Moises Ortiz at extension 356 for more information.